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Auto Loans





New And Used Auto Loans

Oswego County FCU is now offering great discounts and incentives on most GM and Chrysler Vehicles Follow the link below.

Oswego County FCU offers new and used vehicle financing. Terms are available for up to 72 months at great low rates. Vehicles that can be financed include: cars, vans, light trucks, boats and recreational vehicles.

Apply for An Auto Loan

Used Auto

Our rates on loans will be based on a members credit score, so better the score the lower the interest rate.

Loan Rates

New Auto

New Auto loans can be as low as 1.75% APR* for up to 36 months (longer terms with slightly higher rates are available)

Used Auto

Used Auto loans can be as low as 2.25% APR* for up to 36 months (longer terms with slightly higher rates are available)

Please contact the credit union if you are interested in refinancing the vehicle loan you currently have with another financial institution.

Recreational Vehicles

up to 48 month repayment can be as low as 6.25% APR*
up to 120 month repayment can be as low as 7.25% APR*

*Annual Percentage Rate

All loans are subject to credit approval. Your loan rate will be determined by the loan term and your credit history.

Monthly loan amount example:
a $20,000 loan for 72 months at 1.75 APR will have a monthly payment of $322.59

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300 W. 1st St.
rule 90 E. Bridge St.
rule 5828 Scenic Ave.
(Route 3), Mexico
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Oswego County
Federal Credit Union