Helping You Save More!
Oswego County FCU offers a variety of savings and investment programs. Each pays a high yield for your hard-earned money. Plus, member's deposit accounts are insured by the NCUA (a division of the federal government) for a total of $250,000, ensuring you your money will be there for you when you need it.

Share Savings
This is the initial account opened when you join Oswego County FCU. This is an excellent account to use to establish a pattern of saving on a regular basis.

Share Certificates Of Deposit
For the highest yield possible, check out an Oswego County FCU Share Certificate Of Deposit. This secure investment is a great way to earn top dividends while avoiding the risk of stocks and other investments.

Individual Retirement (IRA) Certificates
Saving for retirement is easy and profitable with a high-yield IRA Certificate from Oswego County FCU.

Individual Retirement Accounts (IRA)
Combined with the increased flexibility of eligiblity requirements, penalty-free withdrawal features and the potential for tax-exempt earnings from the Taxpayer Relief Act of 1997. IRA's have become a more viable option for saving and investing for the future. Plus, we also offer the new Roth and Educational IRA products.

Christmas Club Accounts
Oswego County FCU offers Christmas Club Accounts that are designed to make saving for the holidays easier and more convenient.

Scholar Dollars Account
This program would reward kids who earn high grades on their report cards. We will offer a reward of $1.50 for every grade earned above 90 percent. This program will require the student member to bring their report cards into the credit union each semester to earn their scholar dollars. These scholar dollars would then be deposited into a separate share suffix that the children would not have access to until they have graduated from high school. In a time where higher education costs are skyrocketing, we are here to help ease the burden by investing in our youth member's education.

Direct Deposit/Payroll Deduction
Both of these free services allow you to automatically make deposits into one or more of your Oswego County FCU saving/investment accounts. Using one of these services allows you to "pay yourself first" to save for that special purchase or set money aside for your retirement years.