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Dividend Rates to be paid as of 5/1/08

Savings Account Rates:
IRA Accounts:
Share BalanceRateYield
$1000.50%.50%
$2,5010.75%0.75%
$5,0011.00%1.00%
$10,0011.20%1.21%
$25,0011.45%1.46%
$50,0011.85%1.86%
 2.152.16

Certificate of Deposit Rates
TermRateYield
6 Months2.00%2.02%
12 Months2.40%2.42%
24 Months2.75%2.78%
36 Months3.00%3.03%
Platinum Plus Rates
TermRateYield
6 Months2.50%2.52%
12 Months2.90%2.93%
24 Months3.25%3.29%
36 Months3.50%3.55%