Make College a Reality

Get Your Student Loan from
Oswego County Federal Credit Union
Lender Code: 834245

You know the value of a college education.
Getting a college degree is a worthwhile goal. College graduates make an average of one million dollars more than those without college degrees (www.studentloanfacts.org). But the cost of a college education can be overwhelming for both students and parents. That’s why Oswego County FCU offers Federal Family Education Loan Program (FFELP) loans. If you or another family member plans to attend a university, technical college, or any specialized training program, Oswego County FCU can help you with the funding you need to pursue your dreams.

FFELP offers loans for students and parents.

• Stafford Loans
  • The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
  • The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.
• PLUS (Parental Loan for Undergraduate Students) Loans
  Creditworthy parents of dependent undergraduate students and graduate/professional students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans.
Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including:

• The application process
• Current rates
• Loan limits

Toll-free numbers to check the status of your loan account

We now offer applications right online!
Please select from one of the links below to apply.
Fast Stafford Loans:
Click HERE to Apply Now!
Fast Parent Plus Loans:
Click HERE to Apply Now!
Fast Grad Plus Loans:
Click HERE to Apply Now!