Share Certificates (CD's)

For the highest yield possible, check out an Oswego County FCU Share Certificate. This secure investment is a great way to earn top dividends while avoiding the risk of stocks and other investments.

Share Certificates

Term Dividend Rate APY*
6 Months 1.00% 1.00%
12 Months 2.00% 2.02%
18 Months 2.20% 2.22%
24 Months 2.25% 2.27%
36 Months 2.50% 2.52%

Share Certificates Rates for Platinum Plus Members

Term Dividend Rate APY*
6 Months 1.50% 1.51%
12 Months 2.50% 2.52%
18 Months 2.70% 2.73%
24 Months 2.75% 2.78%
36 Months 3.00% 3.03%

*APY is Annual Percentage Yield
$500.00 minimum balance to open
Rates effective as of 09/25/2019 and subject to change at any time
Penalties apply for early withdrawal
Fees can reduce the earnings on the account