Holiday Loans


Holiday Loans

From our family to yours we are here to help you get through the holidays with a short term low interest rate loan.  Take advantage of these low rates now through December 31, 2021.  With the holiday season quickly approaching make their (or your) wish list a reality.

Loan Pre-Approval
Let us know the purpose and amount and we will pre-approve the loan so you can shop and negotiate with peace of mind, knowing you have the commitment to finance your purchase.

Apply For a Loan

 apply for a loan

Direct Deposit/Payroll Deduction
Both of these free services allow you to automatically make payment on your loan without the hassle of writing a check each month.

Apply For Direct Deposit Apply For Payroll Deduction!

Credit Life and Disability Insurance
Credit Life and Credit Disability Insurance is available with most loans. This optional coverage is underwritten by CMFG Life Insurance Company. Please ask your credit union loan officer for details.

Loan Rates

Oswego County FCU One Year Loan Special Effective

11/4/2021 – 12/31/2021

   

A+

A

B

C

D

E

Loan Type

Term

730-Above

729- 680

679-640

639-600

599-550

549-Lower

               

One Year Loan

1-12 mo

3.99%

4.99%

5.99%

6.99%

7.99%

8.99%

 

Signature Loans
Signature loans up to $10,000 with loan terms up to 48 months and repayment rates as low as 7% APR*
(longer terms with slightly higher rates are available)

Share secured loan with a repayment rate at 3% APR* higher than what the pledged shares are earning.

*APR is Annual Percentage Rate

Monthly loan amount example:
A $2000 loan for 12 months at 3.99% will have a monthly payment of $170.28

**No additional discounts on these low rates