Home Equity Loans

Home EquityHome Improvement Loans
Our Home Improvement Loans can give you the money you need to finance minor beautification projects or major renovations.

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Fixed-Rate Home Equity Loans
Fixed Rate Home Equity Loans are available with reasonable closing costs.

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Loan Rates
Our rates on loans will be based on a member's credit score, so better the score the lower the interest rate.

Home Equity Loans
We offer great rates, contact a credit union employee to learn more.

  • 60-month term as low as 4.0% APR*
  • 120-month term as low as 4.5% APR*
  • 180-month term as low as 5.0% APR*

*Annual Percentage Rate

The HMDA data about our residential mortgage lending is available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at this office regarding the locations where HMDA data may be inspected. To receive a copy of this data, send a written request to the credit union at PO Box 310, Oswego, NY 13126.