Visa Credit Card

The Card That Cares About Our Community!


OCFCU Visa® Credit Card 
There’s so much you get in return:

    • Shop within Oswego County and save 1%
    • Interest rate as low as 7.9% APR*
    • No cash advance fees
    • No annual fee
    • Choose a rewards program
    • No balance transfer fees—So it’s easy to switch!
    • Pay online, by phone or in-person at OCFCU

Don't have an OCFCU Visa® Credit Card?
Start taking advantage of zero transfer fees, low-interest rates, and rewards today!

Apply For A Visa credit card!

Or visit one of our convenient locations for complete details.


Transfer High Interest Balances - It's Easy to get started!
If you're an OCFCU Visa® Credit Card holder, transfer balances online now.

  1. Sign into Online Banking
  2. Click on "Manage Credit Card"
  3. Select your "COOP Credit Card" from the dropdown menu
  4. Go to "Account Services" and select "Balance Transfer"
  5. Confirm CVV code on the back of your card and click "Continue"
  6. Complete Form and click "Submit"

Or simply use Text Concierge, and text us your balance transfer and credit line increase questions 315-343-7822

If you’re not already an OCFCU Visa® Credit Card holder, applying is easy!

Apply today!

*APR=Annual Percentage Rate. 

VISA Application and Solicitation Disclosure
VISA Credit Card Agreement