Convenient Account Access

ATM Account AccessWhile we always look forward to seeing our members when they visit the office, we recognize that in today's busy society conducting business in person is not always possible. Therefore, Oswego County FCU offers a broad range of products and services to allow you easy access to your credit union accounts from home, work or even your car, from anywhere in the world — 24 hours a day, seven days a week.

Share Draft (Checking) Account
An Oswego County FCU Share Draft (Checking) Account offers you many benefits not available from other financial institutions. It is the checking account you will want to use to manage your family’s finances on a daily basis.

Automated Teller Machine (ATM) Access
Your Oswego County FCU ATM card allows you to access your credit union accounts 24 hours a day, seven days a week at thousands of ATMs nationwide. Free ATM is also provided at OCFCU locations.
ATM Locations

Home Banking
Get access to perform routine transactions, such as transfers, balance inquiries, bill payments, and more. Account information can be accessed anytime, day or night, and can be done from anywhere you have internet access.
Online Banking Login

Mobile Banking
Get the convenience of online home banking on the go with your smartphone. Transfer funds, make bill payments, deposit checks with "Picture It", check your account balance, and more. 

Download the “Oswego FCU” App Today.
Apple App Store Google Play

Mobile App

You can get your Oswego County FCU statement electronically with our secure Electronic Document Management System service. To access this system you must first log into your online banking account to enroll or view statements.

Remote Deposit Capture "Picture It"
Take a Picture - Deposit a Check. If you have a smartphone or tablet, you are just a few steps away from being able to deposit checks anywhere, anytime.
Learn more about "Picture It"

Text Concierge
With Text Concierge, you can now reach our staff via text message.  Just text our main office phone number (315)-343-7822, and get all your questions answered by an actual staff member.
Learn more about "Text Concierge"

Night Deposit
Use our Night Deposit Box to make deposits to your credit union accounts after regular business hours.

For your convenience, you can make transfers to and from your credit union accounts by phone.

Direct Deposit
Direct Deposit eliminates the possibility of your check being lost or stolen, ensures you that your money is available to you immediately and allows you to start earning dividends right away if you have an interest bearing account.
Apply For Direct Deposit!

Payroll Deduction
Using Payroll Deduction allows you to "pay yourself first" to save for that special purchase or set money aside for your retirement years. And, this free service may also be used to have loan payments automatically deducted.
Apply For Payroll Deduction!