Share Certificates (CD's)

For the highest yield possible, check out an Oswego County FCU Share Certificate. This secure investment is a great way to earn top dividends while avoiding the risk of stocks and other investments.

Share Certificates

Term Dividend Rate APY*
6 Months 1.00% 1.00%
12 Months 4.50% 4.58%
18 Months 1.75% 1.76%
24 Months 2.00% 2.01%
36 Months 2.25% 2.27%

Share Certificates Rates for Platinum Plus Members

Term Dividend Rate APY*
6 Months 1.50% 1.51%
12 Months 4.50% 4.58%
18 Months 2.25% 2.27%
24 Months 2.50% 2.52%
36 Months 2.75% 2.78%

*APY is Annual Percentage Yield
$500.00 minimum balance to open
Rates effective as of 5/02/2023 and subject to change at any time
Penalties apply for early withdrawal
Fees can reduce the earnings on the account